ciphany is a personal finance platform that aims to give you complete control over your money, while being radically transparent and offering best in class customer support.
coming soon
egress
Intelligent Transaction Routing
Manage all of your accounts with a single card
ingress
Instant Cash Advances with Transparency
Recieve the cash flow you need when you need it (without being asked for a "tip")
conduit
Instant Transfers Between Your Accounts
Move your money quickly from one account to the next
relay
Pay for Anything Over Time
Any purchase from your power bill to those shoes you don't need